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A song by Joe Rathburn, performed by Joe and his ISLAND band. Featuring:
Tom Gates - Steel Drum
Richard Tibbits - Piccolo
Glenn Fisher - Bass
Bill Ray - Drums
Joe Rathburn - Guitar and Vocals
Dave Blackburn - dJembe
Robin Adler - Backing Vocals

Lyrics

Life After Debt
Joe Rathburn

I don't have much money
and what I got ain't mine
I spent it all some years ago
for stuff I bought on time
What I earn tomorrow
was all spent yesterday
So I'm folding me hands, bowing me head
and this is what I'm gonna pray

Lord have pity on this workin' soul
show me how to climb out de hole
I feel like I'm buried but I ain't dead yet
What I really wanna know (What I really wanna know)
What I really wanna know. . .

Is there life after debt, sir? Life after debt
Got in way over me head, sir, and it's causing regret
I work hard every day, sir, giving more than I get
Won't you point out the way, sir, to life after debt

Someone's always trying to give me
another credit card
They make it so damned easy
and that's what makes it hard,
to quit this living in the red
and move into the black
Guess I'm just a credit junkie
plastic monkey on me back

Lord have pity on this workin' soul
show me how to climb out de hole
I feel like I'm buried but I ain't dead yet
What I really wanna know (What I really wanna know)
What I really wanna know. . .

Is there life after debt, sir? Life after debt
Got in way over me head, sir, and it's causing regret
I work hard every day, sir, giving more than I get
Won't you point out the way, sir, to life after debt

I ain't blamin' no one else but me
But, I'd sure love to live the rest of my life
interest free

No time for me family
no time for me friends
no time for vacations
no meeting of the ends
All the mail that I receive says
"remit payment due"
Won't you light up the end of this tunnel, Lord
and let I make it through

Lord have pity on this workin' soul
show me how to climb out de hole
I feel like I'm buried but I ain't dead yet
What I really wanna know (What I really wanna know)
What I really wanna know. . .

Is there life after debt, sir? Life after debt
Got in way over me head, sir, and it's causing regret
I work hard every day, sir, giving more than I get
Won't you point out the way, sir, to life after debt

Life after debt, whoa, hear me Lord, take me there. . .